Licenses & Regulatory

MoneyFlap operates through its own registrations and regulated financial partners. Regulated payment, money transmission and custody services are provided by appropriately authorised institutions in the applicable jurisdictions.

United States

MoneyFlap Digital Labs, Inc. is a Delaware company and a registered MSB with FinCEN (Registration No. 31000266452431). Money transmission and custody services are provided through licensed Money Transmitters, banks and regulated financial institutions.

MoneyFlap Digital Labs, Inc. is a Delaware company and a registered MSB with FinCEN (Registration No. 31000266452431). Money transmission and custody services are provided through licensed Money Transmitters, banks and regulated financial institutions.

MoneyFlap Digital Labs, Inc. is a Delaware company and a registered MSB with FinCEN (Registration No. 31000266452431). Money transmission and custody services are provided through licensed Money Transmitters, banks and regulated financial institutions.

Argentina

MoneyFlap Digital Labs, Inc. is registered as a VASP under No. D1-2024-135-APN-GRC#CNV and is subject to applicable UIF AML obligations. Payment services are provided through regulated PSPs/PSP Aggregators under the applicable BCRA framework.

MoneyFlap Digital Labs, Inc. is registered as a VASP under No. D1-2024-135-APN-GRC#CNV and is subject to applicable UIF AML obligations. Payment services are provided through regulated PSPs/PSP Aggregators under the applicable BCRA framework.

MoneyFlap Digital Labs, Inc. is registered as a VASP under No. D1-2024-135-APN-GRC#CNV and is subject to applicable UIF AML obligations. Payment services are provided through regulated PSPs/PSP Aggregators under the applicable BCRA framework.

Senegal & WAEMU

Senegal & WAEMU

MoneyFlap Senegal SAS operates as a technology service provider and is not a BCEAO-licensed payment institution. Payment services are provided through BCEAO-authorised payment institutions and regulated financial partners.

MoneyFlap Senegal SAS operates as a technology service provider and is not a BCEAO-licensed payment institution. Payment services are provided through BCEAO-authorised payment institutions and regulated financial partners.

MoneyFlap Senegal SAS operates as a technology service provider and is not a BCEAO-licensed payment institution. Payment services are provided through BCEAO-authorised payment institutions and regulated financial partners.

Bulgaria & EEA

Bulgaria & EEA

MF European Trade EOOD (MoneyFlap Europe) is registered as a VASP with Bulgaria’s National Revenue Agency (NRA), No. 3170376608. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

MF European Trade EOOD (MoneyFlap Europe) is registered as a VASP with Bulgaria’s National Revenue Agency (NRA), No. 3170376608. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

MF European Trade EOOD (MoneyFlap Europe) is registered as a VASP with Bulgaria’s National Revenue Agency (NRA), No. 3170376608. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

Tanzania

MoneyFlap Digital Labs, Inc. is registered with the Tanzania FIU (ID 50562) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

MoneyFlap Digital Labs, Inc. is registered with the Tanzania FIU (ID 50562) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

MoneyFlap Digital Labs, Inc. is registered with the Tanzania FIU (ID 50562) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

United Kingdom

MoneyFlap Technologies UK LTD is registered with the UK FIU for AML compliance. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

MoneyFlap Technologies UK LTD is registered with the UK FIU for AML compliance. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

MoneyFlap Technologies UK LTD is registered with the UK FIU for AML compliance. Payment services are provided through regulated payment institutions, EMIs, banks and other authorised financial institutions.

Angola

MoneyFlap Digital Labs, Inc. is registered with the Angola FIU (ID 4070) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

MoneyFlap Digital Labs, Inc. is registered with the Angola FIU (ID 4070) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

MoneyFlap Digital Labs, Inc. is registered with the Angola FIU (ID 4070) for AML compliance. Payment services are provided through regulated financial institutions and payment providers.

Singapore

Payment services are provided through a regulated payment institution authorised by MAS.

Hong Kong

Payment services are provided through a regulated financial services provider authorised in Hong Kong.

Philippines

Payment services are provided through a regulated financial services provider authorised by BSP.

Thailand

Payment services are provided through a regulated financial services provider authorised under the applicable Thai regulatory framework.

Indonesia

Payment services are provided through a regulated payment services provider authorised by Bank Indonesia.

Bolivia

Payment services are provided through a regulated Financial Technology Company supervised by ASFI.

Brazil

Payment services are provided by a Payment Institution authorised by the Central Bank of Brazil (BCB).

Mexico

Money transmission and payment services are provided through a regulated Money Transmitter under the applicable CNBV framework.

Panama

Payment services are provided through a regulated Payment Methods Issuer, subject to the applicable SBP/UAF framework.

Uruguay

Payment services are provided through a regulated Payment Service Provider under the BCU framework.