Privacy Policy
This Privacy Policy applies between any parent entity, subsidiary, affiliates, or legal entity belonging to the MoneyFlap group (also referred to as "we", "our", "ours", "us", "MoneyFlap") and the User (also referred to as "you", "your" or "yours"). Therefore, we have created this Privacy Policy so that you know how we use and disclose your information when you make it available to us. The Privacy Policy below discloses our practices regarding the information collection and usage website located at https://www.moneyflap.com, the related mobile website, the mobile application (collectively, the "Websites"), and the service provided thereon (the "Service").
By using or accessing the Websites and the Service, you signify your agreement to be bound by this Privacy Policy. If you do not agree to this privacy policy, you may not access or otherwise use our service or participate in our services.
This Privacy Policy applies between any parent entity, subsidiary, affiliates, or legal entity belonging to the MoneyFlap group (also referred to as "we", "our", "ours", "us", "MoneyFlap") and the User (also referred to as "you", "your" or "yours"). Therefore, we have created this Privacy Policy so that you know how we use and disclose your information when you make it available to us. The Privacy Policy below discloses our practices regarding the information collection and usage website located at https://www.moneyflap.com, the related mobile website, the mobile application (collectively, the "Websites"), and the service provided thereon (the "Service").
By using or accessing the Websites and the Service, you signify your agreement to be bound by this Privacy Policy. If you do not agree to this privacy policy, you may not access or otherwise use our service or participate in our services.
Personally Identifiable and Non-Personal Information That We Collect
We may ask you for, or you may voluntarily submit, personally identifiable information when you are using the Service.
We may ask you for, or you may voluntarily submit, personally identifiable information when you are using the Service.
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Information You Provide To Us.
The personally identifiable information which you may provide to us could include, but is not limited to:
The personally identifiable information which you may provide to us could include, but is not limited to:
Registration Information
When signing up for an account with us, we collect registration and profile personal information. This includes:
When signing up for an account with us, we collect registration and profile personal information. This includes:
Your full name
Your full name
Your gender
Your gender
Your nationality
Your nationality
Your date of birth
Your date of birth
Your country of residence
Your country of residence
Your contact information (including phone number, shipping address, and email address)
Your contact information (including phone number, shipping address, and email address)
Your photograph
Your photograph
Your identity documentation (such as ID, driver's license, or passport)
Your identity documentation (such as ID, driver's license, or passport)
Financial Information
When topping up money to your account, we or third-party payment providers on our behalf collect transaction information. This includes:
When topping up money to your account, we or third-party payment providers on our behalf collect transaction information. This includes:
Bank account numbers
Bank account numbers
Open banking credentials
Open banking credentials
Mobile money phone numbers
Mobile money phone numbers
Blockchain wallet addresses
Blockchain wallet addresses
Employment Information
When applying to job positions with us, we collect information such as your educational background and employment experience from your submitted resume. This includes:
When applying to job positions with us, we collect information such as your educational background and employment experience from your submitted resume. This includes:
Employment details
Employment details
Roles and responsibilities
Roles and responsibilities
Workplace locations and sites
Workplace locations and sites
Marketing and Communication Information
When reaching out to us, we collect additional information such as attachments, files, and email addresses. If you join our marketing campaigns or subscribe to our newsletters, we may collect information, including:
When reaching out to us, we collect additional information such as attachments, files, and email addresses. If you join our marketing campaigns or subscribe to our newsletters, we may collect information, including:
Referrals and engagement
Referrals and engagement
Newsletters preferences
Newsletters preferences
Marketing preferences
Marketing preferences
Feedback to Marketing campaigns
Feedback to Marketing campaigns
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Information We Collect When You Use Our Services
The information that we generate about you when you use our services could include, but is not limited to:
The information that we generate about you when you use our services could include, but is not limited to:
Location Information
We may collect your general location information, including:
We may collect your general location information, including:
IP addresses
IP addresses
Location history
Location history
GPS coordinates
GPS coordinates
Wi-Fi access points
Wi-Fi access points
Device Information
We may collect information about your device and software when using our services, including:
We may collect information about your device and software when using our services, including:
Platform type
Platform type
System type
System type
Device type
Device type
Device identifiers
Device identifiers
Operating system
Operating system
Web browser type
Web browser type
Phone manufacturer
Phone manufacturer
The number of clicks
The number of clicks
Referring and exit pages
Referring and exit pages
Browser types and languages
Browser types and languages
A version of software installed
A version of software installed
The amount of time spent on pages
The amount of time spent on pages
The dates and times that you visit the Service
The dates and times that you visit the Service
The content and pages that you access on the Service
The content and pages that you access on the Service
Transaction Information
We collect information about your transaction data when using our services, including:
We collect information about your transaction data when using our services, including:
Billing addresses
Billing addresses
Transaction amounts
Transaction amounts
Merchants and billers
Merchants and billers
Transaction currencies
Transaction currencies
Transaction categories
Transaction categories
Payment methods used
Payment methods used
Date of transactions
Date of transactions
Deposits and withdrawals history
Deposits and withdrawals history
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Information We Obtain from Third Parties
To inherently provide our services, we may obtain additional personal information from other sources or third-party partners such as account details and balances, transaction history, contact data, employment details, and identity documentation. These partners or vendors are fundamental elements in continuously enhancing our services, and complying with all the data protection rules and global regulatory framework. Furthermore, your personal information may be collected from these sources or vendors:
To inherently provide our services, we may obtain additional personal information from other sources or third-party partners such as account details and balances, transaction history, contact data, employment details, and identity documentation. These partners or vendors are fundamental elements in continuously enhancing our services, and complying with all the data protection rules and global regulatory framework. Furthermore, your personal information may be collected from these sources or vendors:
API Integrations
API Integrations
Public Databases
Public Databases
Blockchain Information
Blockchain Information
KYC and AML Partners
KYC and AML Partners
Financial and Payment Institutions
Financial and Payment Institutions
Marketing Partners and Advertisers
Marketing Partners and Advertisers
Virtual Asset Service Providers (VASP)
Virtual Asset Service Providers (VASP)
Aggregate Information That We Collect
When you access our Service, we may automatically aggregate demographic information collected from our users (such as the number of users in a particular geographical location) in a manner that does not identify any one individual. We may also aggregate information collected offline in connection with the Service, obtain non-personally identifiable information from third-party sources, and develop aggregate information by anonymizing previously collected personally identifiable information.
When you access our Service, we may automatically aggregate demographic information collected from our users (such as the number of users in a particular geographical location) in a manner that does not identify any one individual. We may also aggregate information collected offline in connection with the Service, obtain non-personally identifiable information from third-party sources, and develop aggregate information by anonymizing previously collected personally identifiable information.
The Usage of Information That We Collect
We will only use your personally identifiable information as described below, unless you have specifically consented to another type of use, either at the time the personally identifiable information is collected from you or through some other form of consent from you or notification to you:
We will only use your personally identifiable information as described below, unless you have specifically consented to another type of use, either at the time the personally identifiable information is collected from you or through some other form of consent from you or notification to you:
We may use your personally identifiable information to respond to your inquiries or requests and send you push notifications.
We may use your personally identifiable information to respond to your inquiries or requests and send you push notifications.
We may use your personally identifiable information to send you marketing and advertising emails from time to time about our services, but we will not provide your personally identifiable information to third parties for them to contact you directly unless otherwise permitted by this Privacy Policy or you provide your consent.
We may use your personally identifiable information to send you marketing and advertising emails from time to time about our services, but we will not provide your personally identifiable information to third parties for them to contact you directly unless otherwise permitted by this Privacy Policy or you provide your consent.
We may use your personally identifiable information for the provision and maintenance of our Services.
We may use your personally identifiable information for the provision and maintenance of our Services.
We may use your personally identifiable information to monitor and prevent fraudulent activities, money laundering or abuse and respond to your trust and privacy issues.
We may use your personally identifiable information to monitor and prevent fraudulent activities, money laundering or abuse and respond to your trust and privacy issues.
We may use your personally identifiable information to meet our legal and regulatory obligations set up by the government bodies and self-regulatory organizations "SRO".
We may use your personally identifiable information to meet our legal and regulatory obligations set up by the government bodies and self-regulatory organizations "SRO".
Non-personally identifiable or aggregate information may be used by us for any purposes permitted by law and may be shared with any number of parties, grovided that such information shall not specifically identify you.
Non-personally identifiable or aggregate information may be used by us for any purposes permitted by law and may be shared with any number of parties, grovided that such information shall not specifically identify you.
How We Disclosure Information We Collect
We will only share or disclose your personally identifiable information as described below unless you have specifically consented to another type of disclosure:
We will only share or disclose your personally identifiable information as described below unless you have specifically consented to another type of disclosure:
We may share your personally identifiable information collected in connection with providing the Service.
We may share your personally identifiable information collected in connection with providing the Service.
We may disclose personally identifiable information as required by law or legal process.
We may disclose personally identifiable information as required by law or legal process.
We may share your personally identifiable information with an affiliate of "MoneyFlap" who is in the same corporate family as us as long as their privacy practices are substantially similar to ours.
We may share your personally identifiable information with an affiliate of "MoneyFlap" who is in the same corporate family as us as long as their privacy practices are substantially similar to ours.
We may disclose personally identifiable information to investigate suspected fraud, harassment, or other violations of any law, rule, or regulation, or the terms or policies for our services or our sponsors.
We may disclose personally identifiable information to investigate suspected fraud, harassment, or other violations of any law, rule, or regulation, or the terms or policies for our services or our sponsors.
We may transfer your personally identifiable information in connection with the sale merger or change of control of "MoneyFlap" or the division responsible for the services with which your personally identifiable information is associated.
We may transfer your personally identifiable information in connection with the sale merger or change of control of "MoneyFlap" or the division responsible for the services with which your personally identifiable information is associated.
We may share your personally identifiable information with third parties (collectively, the "Third Party Vendors") to further the purpose for which you provided such information to us. For example, we may share your information with Elastic Email, to send emails. We urge you to read the privacy practices of all of our Third Party Vendors before submitting any personally identifiable information through the Service.
We may share your personally identifiable information with third parties (collectively, the "Third Party Vendors") to further the purpose for which you provided such information to us. For example, we may share your information with Elastic Email, to send emails. We urge you to read the privacy practices of all of our Third Party Vendors before submitting any personally identifiable information through the Service.
Transfers of personally identifiable information outside the European Economic Area ("EEA") and UK
We work with partners and vendors that are based outside the European Economic Area ("EEA") and the United Kingdom ("UK"). Hence, we may transfer your personally identifiable information outside the EEA and UK. We implement robust measures to guarantee that the data transfers occurred in compliance with the data protection rules such as the General Data Protection Regulation ("GDPR"). We use the data transfer frameworks of the European Commission:
We work with partners and vendors that are based outside the European Economic Area ("EEA") and the United Kingdom ("UK"). Hence, we may transfer your personally identifiable information outside the EEA and UK. We implement robust measures to guarantee that the data transfers occurred in compliance with the data protection rules such as the General Data Protection Regulation ("GDPR"). We use the data transfer frameworks of the European Commission:
Data Transfers to and from non-EEA Countries that have adequate levels of data protection
Data Transfers to and from non-EEA Countries that have adequate levels of data protection
Your personal information may flow from the EEA to data processors and sub-processors in 15 countries and territories that have adopted adequacy decisions. Thus, your personal information is protected by data-protection rules similar to the EEA ones. Andorra, Argentina, Canada (commercial organizations), Faroe Islands, Guernsey, Israel, Isle of Man, Japan, Jersey, New Zealand, Republic of Korea, Switzerland, the United Kingdom under the GDPR and the LED, the United States (commercial organizations participating in the EU-US Data Privacy Framework) and Uruguay are the countries and regions recognized by the European Commission as providing adequate protection. The 'data recipient' will comply with data protection rules equivalent to the GDPR.
Data Transfers to and from non-EEA Countries that do not have adequate levels of data protection
Your personal information may flow from the EEA to third countries that do not have any adequacy decisions from the European Commission. Thus, we leverage the modernized Standard Contractual Clauses (SCCs) pre-approved by the European Commission for international data transfers while ensuring both parties (the 'sender' and 'recipient') comply with the GDPR guidelines.
You can obtain more information about the transfers of your data outside the EEA and UK by directly contacting us at the details set out in the section "Contact" below.
Your personal information may flow from the EEA to third countries that do not have any adequacy decisions from the European Commission. Thus, we leverage the modernized Standard Contractual Clauses (SCCs) pre-approved by the European Commission for international data transfers while ensuring both parties (the 'sender' and 'recipient') comply with the GDPR guidelines.
You can obtain more information about the transfers of your data outside the EEA and UK by directly contacting us at the details set out in the section "Contact" below.
Your rights
You have legal rights regarding the collection and usage of your personally identifiable information. Those rights are:
You have legal rights regarding the collection and usage of your personally identifiable information. Those rights are:
Accessibility: you have the right to access to personally identifiable information we hold about you and obtain information about the processing of your personally identifiable information.
Accessibility: you have the right to access to personally identifiable information we hold about you and obtain information about the processing of your personally identifiable information.
Erasure: under some circumstances, you can request the deletion of your personally identifiable information. However, laws and regulations may prevent us from the erasure as we should keep your personally identifiable information for a minimum period.
Erasure: under some circumstances, you can request the deletion of your personally identifiable information. However, laws and regulations may prevent us from the erasure as we should keep your personally identifiable information for a minimum period.
Rectification: you can request the rectification of your personally identifiable information due to incompleteness or inaccuracy.
Rectification: you can request the rectification of your personally identifiable information due to incompleteness or inaccuracy.
Portability: under some circumstances, you have the right to receive your personally identifiable information in a structured, commonly used, and machine-readable format and transmit it to a third data controller.
Portability: under some circumstances, you have the right to receive your personally identifiable information in a structured, commonly used, and machine-readable format and transmit it to a third data controller.
Restriction and objection: under some circumstances, you have the right to restrict or object to the processing of your personally identifiable information. However, that request may be refused in certain cases because of legal requirements.
Restriction and objection: under some circumstances, you have the right to restrict or object to the processing of your personally identifiable information. However, that request may be refused in certain cases because of legal requirements.
Reporting: you have the right to file a complaint with the data protection regulators and authorities in your country if you think your personally identifialtle information has been mishandled by us.
Reporting: you have the right to file a complaint with the data protection regulators and authorities in your country if you think your personally identifialtle information has been mishandled by us.
You can exercise all your rights by directly contacting us at the details set out in the section "Contact" below.
You can exercise all your rights by directly contacting us at the details set out in the section "Contact" below.
Cookies and Similar Technologies
"Cookies" are pieces of information that may be placed on your computer by a service to facilitate and enhance your communication and interaction with that service. Many services use cookies for these purposes. We may use cookies (and similar items such as clear gifs, web beacons, tags, etc.) on our Service to customize your visit and for other purposes to make your visit more convenient or to enable us to enhance our Service. We may also use and place cookies (and similar items) on your computer from our third-party service providers in connection with the Service, such as an analytics provider that helps us manage and analyze Service usage, as described more fully below. In addition, our advertisers and business partners may set cookies and similar items on your computer when you use our Service. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences, in which case you may still use our Service, but it may interfere with some of its functionality. Cookies and similar items are not used by us to automatically retrieve personally identifiable information from your computer without your knowledge. Presently, we do not have any Necessary, Functional, or Advertisement Cookies on this website, only Analytics Cookies.
If you delete your cookies, change browsers, or use a different cookie, our cookie (or an opt-out cookie) may no longer work and you will have to re-input (or opt-out) again.
"Cookies" are pieces of information that may be placed on your computer by a service to facilitate and enhance your communication and interaction with that service. Many services use cookies for these purposes. We may use cookies (and similar items such as clear gifs, web beacons, tags, etc.) on our Service to customize your visit and for other purposes to make your visit more convenient or to enable us to enhance our Service. We may also use and place cookies (and similar items) on your computer from our third-party service providers in connection with the Service, such as an analytics provider that helps us manage and analyze Service usage, as described more fully below. In addition, our advertisers and business partners may set cookies and similar items on your computer when you use our Service. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences, in which case you may still use our Service, but it may interfere with some of its functionality. Cookies and similar items are not used by us to automatically retrieve personally identifiable information from your computer without your knowledge. Presently, we do not have any Necessary, Functional, or Advertisement Cookies on this website, only Analytics Cookies.
If you delete your cookies, change browsers, or use a different cookie, our cookie (or an opt-out cookie) may no longer work and you will have to re-input (or opt-out) again.
Analytics and Conversion Tracking
We may use analytics services that use cookies, javascript, and similar technologies to help us analyze how users use the Service. The information generated by these services about your use of the Service (including your IP address or a truncated version of your IP address) is transmitted to and stored by analytics service providers on their servers. Those service providers will use this information to evaluate your, and other users', use of the Service, compiling reports for us on website activity and providin other services relating to website activity and Internet usage.
We may collect information about your computer, including your IP address, operating system, and browser type, for system administration and to create reports. This is statistical data about our users' browsing actions and patterns and does not identify any individual.
For example, we use cookies on our site for Google Analytics (the "Analytics Service"). The Analytics Service is a web-based analytics tool that helps website owners understand how visitors engage with their website. The Analytics Service customers can view a variety of reports about how visitors interact with their website so that they can improve it.
We may use analytics services that use cookies, javascript, and similar technologies to help us analyze how users use the Service. The information generated by these services about your use of the Service (including your IP address or a truncated version of your IP address) is transmitted to and stored by analytics service providers on their servers. Those service providers will use this information to evaluate your, and other users', use of the Service, compiling reports for us on website activity and providin other services relating to website activity and Internet usage.
We may collect information about your computer, including your IP address, operating system, and browser type, for system administration and to create reports. This is statistical data about our users' browsing actions and patterns and does not identify any individual.
For example, we use cookies on our site for Google Analytics (the "Analytics Service"). The Analytics Service is a web-based analytics tool that helps website owners understand how visitors engage with their website. The Analytics Service customers can view a variety of reports about how visitors interact with their website so that they can improve it.
Communications with Us
By providing your contact information to us (including, without limitation, your email address, physical address, and phone number) (collectively the "Channels"), you expressly consent to receive communications from us. We may use the Channels to communicate with you, to send information that you have requested, or to send information about other products or services developed or provided by us or our business partners, provided that, we will not give your contact information to another party to promote their products or services directly to you without your consent or as outlined in this Privacy Policy.
By using the Service, you expressly consent to receive in-product communications from us (including, without limitation, push notifications on the App).
By providing your phone number to us, you expressly consent to receive phone calls and/or text messages from us. We will not give your phone number to another party to promote their products or services directly to you without your consent or as outlined in this Privacy Policy. Presently, we do not communicate with any user through phone calls and text messages.
Any phone calls and/or text messages delivered to your phone or device may cause you to incur extra data, text messaging, or other charges from your wireless carrier. MESSAGE AND DATA RATES MAY APPLY. You are solely responsible for any carrier charges incurred as a result of phone and/or text communications from "MoneyFlap". Presently, we do not communicate with any user through phone calls and text messages.
Any communication or material you transmit to us by email or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non- confidential and nonproprietary. Except to the extent expressly covered by this Privacy Policy, anything you transmit or post may be used by us for any purpose, including but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, you expressly agree that we are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to us, as well as any data developed using the content of such communication, without compensation and for any purpose whatsoever, including but not limited to, developing, manufacturing and marketing products and services using such information.
By providing your contact information to us (including, without limitation, your email address, physical address, and phone number) (collectively the "Channels"), you expressly consent to receive communications from us. We may use the Channels to communicate with you, to send information that you have requested, or to send information about other products or services developed or provided by us or our business partners, provided that, we will not give your contact information to another party to promote their products or services directly to you without your consent or as outlined in this Privacy Policy.
By using the Service, you expressly consent to receive in-product communications from us (including, without limitation, push notifications on the App).
By providing your phone number to us, you expressly consent to receive phone calls and/or text messages from us. We will not give your phone number to another party to promote their products or services directly to you without your consent or as outlined in this Privacy Policy. Presently, we do not communicate with any user through phone calls and text messages.
Any phone calls and/or text messages delivered to your phone or device may cause you to incur extra data, text messaging, or other charges from your wireless carrier. MESSAGE AND DATA RATES MAY APPLY. You are solely responsible for any carrier charges incurred as a result of phone and/or text communications from "MoneyFlap". Presently, we do not communicate with any user through phone calls and text messages.
Any communication or material you transmit to us by email or otherwise, including any data, questions, comments, suggestions, or the like is, and will be treated as, non- confidential and nonproprietary. Except to the extent expressly covered by this Privacy Policy, anything you transmit or post may be used by us for any purpose, including but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, you expressly agree that we are free to use any ideas, concepts, know-how, or techniques contained in any communication you send to us, as well as any data developed using the content of such communication, without compensation and for any purpose whatsoever, including but not limited to, developing, manufacturing and marketing products and services using such information.
Security
The security of your personally identifiable information is very important to us. When we collect your personally identifiable information online, we use reasonable efforts to protect it from unauthorized access. However, due to the inherent open nature of the Internet, we cannot guarantee that your personally identifiable information will be completely free from unauthorized access by third parties such as hackers and your use of our Service demonstrates your assumption of this risk. We have put in place reasonable physical, electronic, and managerial procedures to safeguard the information we collect. Only those employees who need access to your information to perform their duties are authorized to have access to vour personally identifiable information.
The security of your personally identifiable information is very important to us. When we collect your personally identifiable information online, we use reasonable efforts to protect it from unauthorized access. However, due to the inherent open nature of the Internet, we cannot guarantee that your personally identifiable information will be completely free from unauthorized access by third parties such as hackers and your use of our Service demonstrates your assumption of this risk. We have put in place reasonable physical, electronic, and managerial procedures to safeguard the information we collect. Only those employees who need access to your information to perform their duties are authorized to have access to vour personally identifiable information.
Data Retention
The period we hold your personally identifiable information may vary based on the following reasons:
The period we hold your personally identifiable information may vary based on the following reasons:
The purposes for which we process it. We will keep your personally identifiable information as long as they are necessary for the purposes, typically your identifiable data are kept up to five years.
The purposes for which we process it. We will keep your personally identifiable information as long as they are necessary for the purposes, typically your identifiable data are kept up to five years.
Legal and compliance obligations. Regulatory bodies may require us to keep your personally identifiable information for some time.
Legal and compliance obligations. Regulatory bodies may require us to keep your personally identifiable information for some time.
Protection for Children
We generally do not collect personally identifiable information from children under the age of 18. If at any time in the future, we plan to collect personally identifiable information from children under 18, such collection and use, to the extent applicable, shall, when required, be done in compliance with the Children's Online Privacy Protection Act ("COPPA") and appropriate consent from the child's parent or guardian will be sought where required by COPPA. When we become aware that personally identifiable information from a child under 18 has been collected without such a child's parent or guardian's consent, we will use all reasonable efforts to delete such information from our database.
We generally do not collect personally identifiable information from children under the age of 18. If at any time in the future, we plan to collect personally identifiable information from children under 18, such collection and use, to the extent applicable, shall, when required, be done in compliance with the Children's Online Privacy Protection Act ("COPPA") and appropriate consent from the child's parent or guardian will be sought where required by COPPA. When we become aware that personally identifiable information from a child under 18 has been collected without such a child's parent or guardian's consent, we will use all reasonable efforts to delete such information from our database.
Other Services
As a convenience to you, we may provide links to third-party Services from within our Service. We are not responsible for the privacy practices or content of these third-party sites. When you link away from our Service, you do so at your own risk.
As a convenience to you, we may provide links to third-party Services from within our Service. We are not responsible for the privacy practices or content of these third-party sites. When you link away from our Service, you do so at your own risk.
Changes to this Privacy Policy
We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. However, if at any time in the future, we plan to use personally identifiable information in a way that materially differs from this Privacy Policy, including sharing such information with more third parties, we will post such changes here and provide you the opportunity to opt out of such differing uses. Your continued use of the Service and our services following the posting of any changes to this Privacy Policy means you accept such changes.
We reserve the right, at our discretion, to change, modify, add, or remove portions from this Privacy Policy at any time. However, if at any time in the future, we plan to use personally identifiable information in a way that materially differs from this Privacy Policy, including sharing such information with more third parties, we will post such changes here and provide you the opportunity to opt out of such differing uses. Your continued use of the Service and our services following the posting of any changes to this Privacy Policy means you accept such changes.
Opt-Out Process
All unsubscribe or opt-out requests may be made by clicking the "unsubscribe" link at the bottom of the relevant email. We will process your request within a reasonable time after receipt. However, we are not responsible for, and in some cases, we are incapable of, removing your personally identifiable information from the lists of any third party who has previously been provided your information by this Privacy Policy or your consent. You should contact such third parties directly. If you would like to update or correct any personally identifiable information that you have provided to us, please email us at the details set out in the section "Contact" below ** and once we confirm your information, we will update such information within a reasonable amount of time.
All unsubscribe or opt-out requests may be made by clicking the "unsubscribe" link at the bottom of the relevant email. We will process your request within a reasonable time after receipt. However, we are not responsible for, and in some cases, we are incapable of, removing your personally identifiable information from the lists of any third party who has previously been provided your information by this Privacy Policy or your consent. You should contact such third parties directly. If you would like to update or correct any personally identifiable information that you have provided to us, please email us at the details set out in the section "Contact" below ** and once we confirm your information, we will update such information within a reasonable amount of time.
No Rights of Third Parties
This Privacy Policy does not create rights enforceable by third parties, nor does it require disclosure of any personal information relating to users of the Service.
This Privacy Policy does not create rights enforceable by third parties, nor does it require disclosure of any personal information relating to users of the Service.
Contact
For questions or concerns relating to privacy, we can be contacted at legal@moneyflap.com
For questions or concerns relating to privacy, we can be contacted at legal@moneyflap.com
Effective Date
This Privacy Policy was last updated on 13 April 2025.
This Privacy Policy was last updated on 13 April 2025.